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SpendTel

Your bank shows transactions. SpendTel shows who you are with money.

Upload a statement and get a narrative spending report — a financial personality, the leaks, and the number that should have been obvious.

Interface study

SpendTel reads a PDF or CSV statement and writes something a person will actually finish. A named spending personality, equivalences that make a category feel real, and the subscriptions quietly renewing in the background.

The advice follows the goal someone walked in with — save more, pay down debt, or hold a budget. One Kotlin codebase ships the same story on the web, iPhone, and Android.

What we built

  • A spending story instead of another spreadsheet
  • A named financial personality for the month
  • Equivalences that translate a category into real life
  • Subscription leaks called out in plain language
  • One shared codebase for web, iOS, and Android

Stack

  • Kotlin Multiplatform
  • Compose Multiplatform
  • Firebase
  • Ktor